Investment Visa Overview

Panama Residency & Citizenship options

Panama offers a wide range of residency options which Panama is Panama’s official investment immigration program. The Panama residency program was created to attract foreign retirees and investors to Panama. The program offers a number of benefits including a permanent residency visa, tax exemptions, and the right to live and work in Panama. Panama is an ideal place to retire due to its low cost of living, tropical climate, and friendly people. The country also offers a number of investment opportunities. Panama’s economy is growing rapidly, making it an attractive destination for investors.

Program 1
  • Name
    Fixed Term Deposit Investment
  • Description

    This visa was created for foreigners who invest the minimal amount in fixed-term deposit assets and provide evidence that the money originates from outside the country.

  • Requirements

    Deposit 300,000USD (and an additional + 2,000USD per dependent)

  • Validity
    2 years
  • Investment Type
    Passive
  • Avg. Processing Time
    2 months
  • Investment Amount
    300,000 USD
  • Avg. Agent Fee
    $20,000
  • Physical Presence Requirement
    219 days of the year (absent less than 2 years within 5 years for Permanent Residency)
  • Can family be included?
    Yes
Program 2
  • Name
    Panama Forest Investor
  • Description

    A specific visa directed to reforestation efforts in Panama.

  • Requirements

    The principal applicant must invest a minimum of $80,000 in reforestation or forest plantation activities recognized by ANAM, with a minimum investment area of five (5) hectares. This Permit will be valid for two (2) years, following which the applicant will have the option to apply for permanent residency. To incorporate a dependant, you must invest $2,000 per dependent, which must be supported by a local bank reference.

  • Validity
    2 years
  • Investment Type
    Donation
  • Processing Time
    2 months
  • Investment Amount
    $80,000
  • Avg. Agent Fee
    N/A
  • Physical Presence Requirement
    219 days of the year (absent less than 2 years within 5 years for Permanent Residency)
  • Can family be included?
    Yes
Program 3
  • Name
    Investor Macro-Company
  • Description

    For foreigners who seek to invest in a company and who are also its shareholders and dignitaries.

  • Requirements

    Invest 160,000USD (+ an additional 2,000USD per dependent)

  • Validity
    2 years
  • Investment Type
    Passive or Active
  • Processing Time
    2 month
  • Investment Amount
    $160,000
  • Avg. Agent fee
    $160,000
  • Physical Presence Requirement
    219 days of the year (absent less than 2 years within 5 years for Permanent Residency)
  • Can family be included?
    Yes
Program 4
  • Name
    Mixed Investment
  • Description

    Investors making a mixed investment in Panama (Fixed Term & Real Estate), are eligible for this temporary visa that will convert to a permanent residency after 5 years (if not absent for at least 2 years)

  • Requirements

    Invest a minimum of three hundred thousand balboas (300,000.00) in real estate or fixed-term investments, or a combination of the two, and who can demonstrate the origin of the funds. (+ 2,000USD per dependent)

  • Validity
    2 years
  • Investment Type
    Passive + Real Estate
  • Processing Time
    2 months
  • Investment Amount
    $300,000
  • Avg. Agent Fee
    $25,000
  • Physical Presence Requirement
    219 days of the year (absent less than 2 years within 5 years for Permanent Residency)
  • Can Family be included?
    Yes
Program 5
  • Name
    Real Estate Investment
  • Description

    The main applicant has to purchase real estate in Panama to apply for this investment visa.

  • Requirements

    Purchase real estate in Panama and demonstrate that the funds come from abroad (300,000USD + 2,000 USD per dependent)

  • Validity
    2 years
  • Investment Type
    Real Estate
  • Processing Time
    2 months
  • Investment Amount
    $300,000
  • Avg. Agent Fee
    $25,000
  • Physical Presence Requirements
    Yes
  • Can family be included?
    Yes
Program 6
  • Name
    Panama Rentier/Pensionado Visa
  • Description

    Panama's Rentier Visa is a special type of visa that is available to retirees and pensioners. To be eligible, applicants must have a guaranteed income of at least $1,000 per month (pensioner) or $850 per month (rentier) from sources such as a pension, annuity, or investment portfolio. Once approved, the Rentier Visa allows holders to live in Panama indefinitely and gives them access to Panama's national health care system. In addition, holders of the Rentier Visa are exempt from paying Panama's income tax on their foreign-earned income.

  • Requirements

    Foreigner who enters the national territory and credits a monthly income of eight hundred and fifty balboas (850.00), which comes exclusively from interests of fixed-term deposit in the National Bank of Panama or the Savings Bank, and whose accrued interest This deposit, are free of encumbrances or guarantees of any kind, for a minimum period of five (5) years. A Rentier would need around 400k+ in assets for this return, and a pensioner only has to route his pension through Panama.

  • Validity
    5 years
  • Investment Type
    Passive
  • Processing Time
    2 months
  • Avg. Agent Fee
    N/A
  • Physical Presence Requirement
    219 days of the year (absent less than 2 years within 5 years for Permanent Residency)
  • Can family be included?
    Yes
Official Government Website
Mobility Options
Passport Overview

According to the SovSpot Passport Ranking Index, the Panamanian passport is now ranked 34th. It allows people to travel to 143 countries without needing a visa. As a result, it has a good overall mobility score and is a desirable passport. Visa-free travel and visa-on-arrival are available to Panamanian passport holders in countries such as Singapore, the United Kingdom, Russia, Israel, and the whole European Union. This enables for practically quick travel to some of the world's most popular destinations. Panamanian passport holders, on the other hand, need a visa to visit around 86 countries. Thailand, the United States, and Australia are among the nations that require a visa.

Passport Rank

34

Visa Free Countries

143

Mobility Stats
  • Dual Citizenship Allowed?
    Yes
  • Visa Free Destinations
    109
  • Visa on Arrival
    33
  • Visa Online
    1
  • Visa Required
    19
  • Visa Free Access
    Schengen, UK
  • World Surface Area Reachable
    43%
  • Unesco Heritage Sites Access
    35%
Passport Ranking Factors

Panama Passport Visa Free Countries

The number of countries Panama passport holders can enter without a visa (i.e. visa-free countries) and those Panama passport holders can enter by obtaining a visa on arrival (i.e. visa-on-arrival countries) or an electronic travel authorization is added up to determine the Panama passport ranking relative to other global passports (eTA). There are now 109 visa-free countries for Panama passport holders, 33 visa-on-arrival countries for Panama passport holders, and 1 eTA destination. Panama passport holders can travel to a total of 143 countries, either without a visa, with a visa on arrival, or with an eTA. As a result, the Panama passport is currently ranked number 34 in the world. Apart from the visa-free and visa-on-arrival countries in Panama, there are 86 more countries that Panama passport holders would need a physical visa or an eVisa to visit (i.e. visa required countries).

Citizenship by Descent - Details
  • CBD Available?
    No
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